Terms of Service

Terms and conditions governing the use of our services

Agreement Overview

These terms and conditions ("Terms") govern your use of the Abigail Finance Limited website and services. By accessing our website or using our services, you agree to be bound by these Terms. Please read them carefully before proceeding.

Company Information

Company Name: Abigail Finance Limited

Registered Office: 6th Floor, 9 Appold Street, London, EC2A 2AP

Company Registration: 16529900

Email: info@abigailfinance.co.uk

Phone: Main telephone 0191 625 0005

Website Usage

Permitted Use

You may use our website for:

  • • Obtaining information about our bridging finance services
  • • Submitting enquiries and applications
  • • Accessing resources and educational content
  • • Communicating with our team

Prohibited Activities

You must not:

  • • Use the website for any unlawful purpose
  • • Attempt to gain unauthorised access to our systems
  • • Transmit viruses, malware, or harmful code
  • • Collect or harvest user information
  • • Interfere with the website's functionality
  • • Impersonate another person or entity

Our Services

Bridging Finance Services

We provide bridging finance services including:

  • • Short-term property financing (£40k to £10m)
  • • Development finance
  • • Auction finance
  • • Commercial property loans
  • • Refinancing solutions

Important: All lending is subject to credit assessment, affordability checks, and our lending criteria. Terms and conditions apply to all loan products.

Application Process

By submitting an application, you:

  • • Confirm all information provided is accurate and complete
  • • Authorise us to conduct necessary checks and verifications
  • • Understand that approval is subject to our lending criteria
  • • Agree to provide additional documentation as requested

Important Financial Information

Regulatory Warnings

All our loans are unregulated, for business and investment use only.

This website does not constitute financial advice. We recommend seeking independent legal and financial advice before proceeding with any loan application.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is owned by Abigail Finance Limited and protected by UK and international copyright laws.

You may view, download, and print content for personal, non-commercial use only. You may not reproduce, distribute, modify, or commercially exploit any content without our written permission.

The Abigail Finance name and logo are trademarks of Abigail Finance Limited and may not be used without our express permission.

Limitation of Liability

Website Disclaimer

While we strive to ensure accuracy, we cannot guarantee that:

  • • The website will be available without interruption
  • • All information is current, accurate, or complete
  • • The website is free from viruses or other harmful components
  • • Third-party links will remain functional or appropriate

Liability Limits

To the fullest extent permitted by law, Abigail Finance Limited excludes all warranties and conditions and limits our liability for any loss or damage arising from your use of this website or our services, except where such exclusion or limitation is prohibited by law.

Privacy & Cookies

Our collection and use of personal data is governed by our Privacy Policy, which forms part of these Terms.

We use cookies and similar technologies to:

  • • Improve website functionality and user experience
  • • Analyse website traffic and usage patterns via Google Analytics
  • • Deliver targeted marketing content
  • • Remember your preferences and settings

You can control cookie settings through your browser, though some website features may not function properly if cookies are disabled.

Governing Law & Disputes

These Terms are governed by English law and are subject to the exclusive jurisdiction of the English courts.

We are committed to resolving any disputes amicably. If you have a complaint, please contact us first using the details below. If we cannot resolve your complaint, you may be able to refer it to the Financial Ombudsman Service.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. When we make material changes, we will post the updated Terms on our website with a new "last updated" date. Your continued use of our website and services after any changes constitutes acceptance of the new Terms.

Contact Us

Questions About These Terms

If you have any questions about these Terms or our services, please contact us:

Email: info@abigailfinance.co.uk

Phone: Main telephone 0191 625 0005

Post: Abigail Finance Limited, 6th Floor, 9 Appold Street, London, EC2A 2AP

Business Hours: Monday to Friday, 9:00 AM to 5:00 PM

These Terms are effective as of the date last updated above and will remain in effect until superseded by updated Terms.